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Credit Card Portfolio Evaluation & Recommendation Report

The original evaluation of all aspects of your credit card portfolio in a 40-50 page written report and a 90 minute teleconference.


GoCUCards provides more than just a performance analysis of the credit card outstandings and cardholder activity.

The Credit Card Portfolio Evaluation and Recommendation Report is a completely independent and objective view of the strengths, weaknesses and opportunities of your credit card program and includes the following:

  • Processor Invoice Audit (Cost Savings & Expense Reduction)
  • Income Analysis
  • Fee Income Audit
  • Active and Inactive Account Analysis
  • Program Structure Review
  • Program Redesign
  • Fee Structure Review and Recommendations
  • Rate Recommendations
  • Portfolio Performance Activity Strengths and Weaknesses
  • Establishing Realistic Program Goals
  • Regional Card Program Comparisons
  • Operational Guidance
  • Organizational Structure Recommendation
  • Effectiveness of marketing campaigns
  • Effectiveness of loyalty programs


Upon completion of this 40-50 page report (also to be used as a business plan), a 90 minute teleconference is scheduled to review the findings and recommendations in more detail.

Over 800 credit unions have benefited from this unique, independent and objective analysis (and saved a lot of money in the process!) since 2003.

This analysis and report is completed personally by Ondine.

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