Credit Card Portfolio Evaluation & Recommendation Report

The original evaluation of all aspects of your credit card portfolio in a 40-50 page written report and a 90 minute teleconference.

GoCUCards provides more than just a performance analysis of the credit card outstandings and cardholder activity.

The Credit Card Portfolio Evaluation and Recommendation Report is a completely independent and objective view of the strengths, weaknesses and opportunities of your credit card program and includes the following:

• Processor Invoice Audit (Cost Savings & Expense Reduction)
• Income Analysis
• Fee Income Audit
• Active and Inactive Account Analysis
• Program Structure Review
• Program Redesign
• Fee Structure Review and Recommendations
• Rate Recommendations
• Portfolio Performance Activity Strengths and Weaknesses
• Establishing Realistic Program Goals
• Regional Card Program Comparisons
• Operational Guidance
• Organizational Structure Recommendation
• Effectiveness of marketing campaigns
• Effectiveness of loyalty programs

Upon completion of this 40-50 page report (also to be used as a business plan), a 90 minute teleconference is scheduled to review the findings and recommendations in more detail.

Over 800 credit unions have benefited from this unique, independent and objective analysis (and saved a lot of money in the process!) since 2003.

This analysis and report is completed personally by Ondine.